A single integration and contract gains access to 70+ BNPL lenders


Allow customers to apply with all lenders with one credit application


Increase checkout conversions and reach an 85% consumer credit approval rate*

Increase Credit Approval Rates

Leverage a wide network of buy now, pay later lenders — and all their financial products — to approve and accept more consumer applications.
0 %
of “no bank” or “under banked” credit-worthy consumers
0 in 5
people use BNPL to avoid paying credit card interest**
0 %
consumer credit approval rate*

Offer Consumers a Simpler Application Experience

Deliver the ultimate in consumer convenience with a single application, only one button to click and credit limits up to $20K USD.

Simplify and Optimize Your Buy Now, Pay Later Business

USP PayAfter delivers instant access to 70+ BNPL providers, offering a simple way to ensure more creditworthy consumers are approved.

  • Gain full access to all lenders through a single contract with USP
  • Surface key business insights through actionable data dashboards
  • Optimize liquidity management with next-day settlement
  • Reduce integration costs up to 40%*


Take Your Solution Further

Explore related USP Worldwide solutions to ensure your ongoing business success.

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USP Secure eCommerce

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USP Fraud Management for Merchants

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Single payments platform for flexibility, resilience and cost control in domestic and cross-border payments processing

Let’s Talk Payments

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